Purpose, Coverage And Cost

At A Glance


Feature Car Insurance Manufacturer Warranty Extended Warranty
Purpose Protects you financially in the event of an accident or other covered event. Covers repairs or replacements of defective parts or components for a certain period or mileage. Extends the coverage of your manufacturer warranty beyond the original term.
Coverage Liability, collision, comprehensive, and other optional coverages. Powertrain and basic coverage. Powertrain, basic coverage, and other optional coverages.
Cost Varies depending on the type of coverage and your driving history. Typically included in the purchase price of a new car. Additional cost beyond the purchase price of the car.

Key Distinctions

Car Insurance | OEM Warranty | Extended Warranty


  • Car Insurance

    A. What is car insurance?
    (A) Car insurance is a contract between the car owner and an insurance company that protects you financially in the event of an accident or other covered event.
  • B. What does car insurance cover?
    (B) Car insurance policies typically cover the following:
    • Liability coverage: Pays for damages to other people's property or injuries caused by you in an accident.
    • Collision coverage: Pays for repairs to your car if it is damaged in a collision with another vehicle or object.
    • Comprehensive coverage: Pays for repairs to your car if it is damaged by theft, vandalism, or other covered events, such as weather damage or animal strikes.
  • C. Types of car insurance
    (C) Liability insurance:This is the minimum coverage required by law in most states. It pays for bodily injury and property damage to others if you are at fault in an accident.
    • Collision insurance: This coverage pays for repairs to your car if it is damaged in a collision with another vehicle or object.
    • Comprehensive insurance: This coverage pays for repairs to your car if it is damaged by theft, vandalism, or other covered events, such as weather damage or animal strikes.
    • Uninsured/underinsured motorist coverage: This coverage pays for your medical expenses and property damage if you are hit by an uninsured or underinsured driver.
    • Medical payments coverage: This coverage pays for your medical expenses and the medical expenses of your passengers if you are injured in an accident, regardless of who is at fault.
    • Personal injury protection (PIP) coverage: This coverage pays for your medical expenses, lost wages, and other expenses if you are injured in an accident, regardless of who is at fault.
  • Manufacturer Warranty

    A. What is a manufacturer warranty?
    (A) A manufacturer warranty is a guarantee from the car manufacturer that they will repair or replace any defective parts or components on your car.
  • B What does a manufacturer warranty cover?
    (B) Manufacturer warranties typically cover the following:
    • Powertrain warranty: Covers the engine, transmission, and drivetrain.
    • Parts warranty: Covers most other parts and components on the car.
  • C How long does a manufacturer warranty last
    (C) Manufacturer warranty is a guarantee from the car manufacturer that they will repair or replace any defective parts or components on your car. for a certain period or mileage, whichever comes first
  • Extended Warranty

    A. What is an extended warranty?
    (A) An extended warranty is an optional contract that extends the coverage of the warranty beyond the original term. Extended warranties are typically offered by the car manufacturer and Professional extended warranty providers.
  • B. What does an extended warranty cover?
    (B) Extended warranties can cover a wide range of parts and components, depending on the policy. Some common coverages include:
    • Powertrain coverage
    • Basic coverage
    • Air conditioning
    • Steering and Suspension
    • Electrical system
    • Safety features
  • C. How much does an extended warranty cost?
    (C) The cost of an extended warranty depends on vehicle make model, age, and mileage, However, at CUVRR we give this flexibility so that you can check the cost basis the above details.
  • D. Types of extended warranties
    (D) Normally there are 2 types
    • Driveline extended warranty: This covers the Engine and transmission of the car
    • Comprehensive extended warranty: This covers the driveline plus other modules like Electrical system, Suspension, steering, Air conditioning, Brake System, and Drive System

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